/* ===========================================================
   Seguros NOA — hoja de estilos principal
   Paleta e imagen alineadas con el diseño aprobado por el cliente
   =========================================================== */

:root{
  --navy:#0b3a6f;          /* titulares */
  --blue:#0d63ce;          /* azul principal */
  --blue-2:#1277e6;        /* azul claro/acentos */
  --blue-deep:#0a4aa8;     /* bloque de contacto */
  --green:#1fb04b;         /* CTA */
  --green-2:#17953d;       /* CTA hover */
  --ink:#0f2540;           /* texto oscuro */
  --muted:#5a6b80;         /* texto secundario */
  --line:#e6ecf3;          /* bordes suaves */
  --bg:#ffffff;
  --bg-soft:#f4f8fc;

  /* colores de ramo */
  --c-auto:#2f80ed;
  --c-hogar:#2ea44f;
  --c-vida:#ec4067;
  --c-salud:#17a2d6;
  --c-decesos:#7c5cd0;
  --c-accidentes:#f38020;
  --c-empresa:#0ea5a5;
  --c-ahorro:#f5b301;

  --radius:16px;
  --radius-lg:26px;
  --shadow:0 18px 40px -18px rgba(13,45,90,.28);
  --shadow-sm:0 8px 24px -12px rgba(13,45,90,.25);
  --maxw:1180px;
  --font:'Poppins',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--ink);
  background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.blue{color:var(--blue)}
.green{color:var(--green)}
h1,h2,h3{color:var(--navy);line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:800;letter-spacing:-.5px}
h2{font-size:clamp(1.6rem,3.6vw,2.4rem);font-weight:800}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1rem}
.section{padding:72px 0}
.center{text-align:center}
.lead{font-size:1.08rem;color:var(--muted)}

/* ---------- Botones ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.55rem;justify-content:center;
  font-weight:700;font-size:1rem;border:none;cursor:pointer;
  padding:15px 28px;border-radius:999px;transition:.2s transform,.2s box-shadow,.2s background;
  line-height:1;
}
.btn:hover{transform:translateY(-2px)}
.btn-green{background:var(--green);color:#fff;box-shadow:0 10px 22px -10px rgba(31,176,75,.75)}
.btn-green:hover{background:var(--green-2)}
.btn-white{background:#fff;color:var(--blue)}
.btn-ghost{background:rgba(255,255,255,.14);color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.btn-block{width:100%}
.btn svg{width:20px;height:20px}

/* ---------- Header ---------- */
.header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:18px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy)}
.logo .mark{width:38px;height:38px;flex:0 0 auto}
.logo-img{height:46px;width:auto;display:block}
.logo .txt{display:flex;flex-direction:column;line-height:1}
.logo .txt small{font-size:.78rem;font-weight:600;color:#2f7fe0;letter-spacing:.3px;text-transform:lowercase;margin-bottom:-2px}
.logo .txt b{font-size:1.4rem;color:#0d55c4;letter-spacing:.5px;font-weight:800}
.menu{display:flex;align-items:center;gap:26px;list-style:none;margin:0;padding:0}
.menu > li{position:relative}
.menu a{font-weight:600;color:var(--ink);font-size:.98rem;padding:8px 2px;display:inline-flex;align-items:center;gap:5px}
.menu a:hover{color:var(--blue)}
.menu .caret{width:14px;height:14px;transition:.2s}
.dropdown{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);
  background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);
  min-width:230px;padding:8px;opacity:0;visibility:hidden;transition:.18s;z-index:70}
.menu li:hover .dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(4px)}
.dropdown a{display:block;padding:9px 12px;border-radius:9px;font-weight:500}
.dropdown a:hover{background:var(--bg-soft);color:var(--blue)}
.header-cta{display:flex;align-items:center;gap:14px}
.phone-btn{background:var(--green);color:#fff;font-weight:700;padding:12px 20px;border-radius:999px;
  display:inline-flex;align-items:center;gap:8px;white-space:nowrap;
  box-shadow:0 10px 22px -12px rgba(31,176,75,.8)}
.phone-btn span{white-space:nowrap}
.phone-btn:hover{background:var(--green-2)}
.burger{display:none;background:none;border:none;cursor:pointer;padding:6px}
.burger span{display:block;width:26px;height:3px;background:var(--navy);border-radius:3px;margin:5px 0;transition:.25s}

/* ---------- Hero ---------- */
.hero{padding:60px 0 40px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.hero h1 span{color:var(--blue)}
.hero p.lead{max-width:440px;margin-bottom:26px}
.hero-art{position:relative;display:flex;justify-content:center;align-items:center}
.hero-photo{width:100%;max-width:520px;height:auto;border-radius:28px;display:block}
.hero-blob{position:absolute;inset:0;margin:auto;width:min(430px,90%);aspect-ratio:1;
  background:radial-gradient(circle at 30% 25%,#2b8bf0,#0a4aa8);border-radius:46% 54% 55% 45%/48% 44% 56% 52%;
  box-shadow:0 30px 70px -30px rgba(10,74,168,.7)}
.hero-illustration{position:relative;width:min(390px,86%);z-index:2}
.hero-badge{position:absolute;right:6%;bottom:8%;z-index:3;background:#0a4aa8;color:#fff;
  border-radius:16px;padding:14px 18px;display:flex;align-items:center;gap:10px;box-shadow:var(--shadow);
  font-weight:600;font-size:.92rem;max-width:230px}
.hero-badge svg{width:26px;height:26px;flex:0 0 auto}

/* ---------- Ramos / tarjetas ---------- */
.ramos-head{max-width:720px;margin:0 auto 44px}
.ramos-head h2 span{color:var(--blue)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{position:relative;border-radius:var(--radius-lg);padding:26px 22px 60px;color:#fff;
  min-height:220px;box-shadow:var(--shadow-sm);transition:.22s transform,.22s box-shadow;overflow:hidden;display:block}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.card .ic{width:60px;height:60px;border-radius:16px;background:rgba(255,255,255,.22);
  display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ic svg{width:34px;height:34px;color:#fff}
.card .card-ic{width:88px;height:88px;margin-bottom:12px;display:block;filter:drop-shadow(0 8px 12px rgba(0,0,0,.16))}
.card h3{color:#fff;margin-bottom:6px;font-size:1.2rem}
.card p{color:rgba(255,255,255,.92);font-size:.92rem;margin:0}
.card .go{position:absolute;left:22px;bottom:20px;width:34px;height:34px;border-radius:50%;
  background:rgba(255,255,255,.25);display:flex;align-items:center;justify-content:center}
.card .go svg{width:16px;height:16px;color:#fff}
.c-auto{background:linear-gradient(160deg,#3f8ef2,#2f80ed)}
.c-hogar{background:linear-gradient(160deg,#37b85f,#2ea44f)}
.c-vida{background:linear-gradient(160deg,#f2537a,#ec4067)}
.c-salud{background:linear-gradient(160deg,#25b6e6,#17a2d6)}
.c-decesos{background:linear-gradient(160deg,#8f6fe0,#7c5cd0)}
.c-accidentes{background:linear-gradient(160deg,#fb9438,#f38020)}
.c-empresa{background:linear-gradient(160deg,#16bcbc,#0ea5a5)}
.c-ahorro{background:linear-gradient(160deg,#ffc224,#f5b301)}

/* ---------- Ventajas ---------- */
.ventajas{background:var(--bg-soft)}
.ventajas-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:36px}
.vitem{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;text-align:center}
.vitem .ic{width:56px;height:56px;border-radius:14px;margin:0 auto 14px;display:flex;align-items:center;justify-content:center;
  background:rgba(13,99,206,.1)}
.vitem .ic svg{width:28px;height:28px;color:var(--blue)}
.vitem h3{font-size:1.05rem;margin-bottom:6px}
.vitem p{color:var(--muted);font-size:.92rem;margin:0}

/* ---------- Banda asesoría energética ---------- */
.energia-band{background:linear-gradient(135deg,#0e9f6e,#0c7d92);color:#fff;border-radius:var(--radius-lg);
  padding:42px 44px;display:grid;grid-template-columns:auto 1fr auto;gap:30px;align-items:center;box-shadow:var(--shadow)}
.energia-band .big-ic{width:80px;height:80px;border-radius:22px;background:rgba(255,255,255,.18);
  display:flex;align-items:center;justify-content:center;flex:0 0 auto}
.energia-band .big-ic svg{width:44px;height:44px;color:#fff}
.energia-band .pill{display:inline-block;background:rgba(255,255,255,.2);padding:5px 13px;border-radius:999px;
  font-size:.78rem;font-weight:600;letter-spacing:.3px;margin-bottom:12px;text-transform:uppercase}
.energia-band h2{color:#fff;margin:0 0 8px;font-size:clamp(1.4rem,3vw,2rem)}
.energia-band p{color:rgba(255,255,255,.92);margin:0;max-width:620px}
.energia-band .btn-white{color:#0c7d92;white-space:nowrap}
@media(max-width:900px){
  .energia-band{grid-template-columns:1fr;text-align:center;padding:34px 24px}
  .energia-band .big-ic{margin:0 auto}
  .energia-band p{margin:0 auto}
}

/* ---------- Bloque contacto ---------- */
.contacto{background:linear-gradient(150deg,#0d63ce,#0a3f92);color:#fff}
.contacto-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:start}
.contacto h2{color:#fff}
.contacto h2 span{color:#7ff0a6}
.contacto .sub{color:rgba(255,255,255,.85);margin-bottom:26px}
.contact-line{display:flex;gap:14px;align-items:center;margin-bottom:20px}
.contact-line .ic{width:50px;height:50px;border-radius:50%;background:var(--green);
  display:flex;align-items:center;justify-content:center;flex:0 0 auto}
.contact-line .ic svg{width:24px;height:24px;color:#fff}
.contact-line b{display:block;font-size:1.15rem}
.contact-line span{color:rgba(255,255,255,.8);font-size:.9rem}
.form-card{background:#fff;border-radius:22px;padding:30px;box-shadow:var(--shadow);color:var(--ink)}
.form-card h3{text-align:center;font-size:1.5rem;margin-bottom:4px}
.form-card h3 span{color:var(--green);display:block}
.field{position:relative;margin-bottom:14px}
.field .fi{position:absolute;left:16px;top:50%;transform:translateY(-50%);width:20px;height:20px;color:var(--muted)}
.field textarea + .fi{top:24px;transform:none}
.field input,.field select,.field textarea{
  width:100%;border:1.5px solid var(--line);border-radius:12px;padding:14px 16px 14px 46px;
  font-family:inherit;font-size:.98rem;color:var(--ink);background:#fff;transition:.15s border-color}
.field textarea{min-height:104px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--muted);margin:6px 0 16px}
.consent input{margin-top:3px}
.consent a{color:var(--blue);text-decoration:underline}
.form-foot{display:flex;align-items:center;gap:8px;justify-content:center;color:var(--muted);font-size:.82rem;margin-top:12px}
.form-foot svg{width:15px;height:15px}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden;opacity:0}

/* ---------- Páginas interiores ---------- */
.page-hero{background:linear-gradient(150deg,#0d63ce,#0a3f92);color:#fff;padding:64px 0 70px}
.page-hero .crumb{font-size:.86rem;color:rgba(255,255,255,.75);margin-bottom:14px}
.page-hero .crumb a:hover{text-decoration:underline}
.page-hero h1{color:#fff;max-width:760px}
.page-hero p{color:rgba(255,255,255,.9);max-width:640px;font-size:1.1rem;margin:0}
.page-body{padding:60px 0}
.prose{max-width:820px}
.prose h2{margin-top:1.6em}
.prose ul{padding-left:0;list-style:none;margin:0 0 1.4rem}
.prose ul li{position:relative;padding-left:32px;margin-bottom:12px;color:var(--ink)}
.prose ul li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;
  background:var(--green);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size:13px;background-repeat:no-repeat;background-position:center}
.faq{margin-top:20px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:4px 18px;margin-bottom:12px;background:#fff}
.faq summary{cursor:pointer;font-weight:600;padding:14px 0;list-style:none;color:var(--navy);display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--blue);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 16px;color:var(--muted);margin:0}
.cta-strip{background:var(--bg-soft);border-radius:var(--radius-lg);padding:38px;margin-top:40px;
  display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta-strip h3{margin:0}
.cta-strip .actions{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- Footer ---------- */
.footer{background:#082445;color:#c7d6ea;padding:56px 0 26px;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
.footer h4{color:#fff;font-size:1rem;margin:0 0 14px}
.footer a:hover{color:#fff}
.footer .logo .txt small{color:#9fb4d0}
.footer .logo .txt b{color:#fff}
.footer ul{list-style:none;padding:0;margin:0}
.footer ul li{margin-bottom:9px}
.footer .muted{color:#8ba3c4;font-size:.85rem;line-height:1.7}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#8ba3c4;font-size:.82rem}
.footer-bottom a{text-decoration:underline}

/* ---------- WhatsApp flotante ---------- */
.wa-float{position:fixed;right:20px;bottom:22px;z-index:80;width:60px;height:60px;border-radius:50%;
  background:#25d366;display:flex;align-items:center;justify-content:center;box-shadow:0 12px 30px -8px rgba(37,211,102,.7);
  transition:.2s transform}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:34px;height:34px;color:#fff}

/* ---------- Responsive ---------- */
@media(max-width:960px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .ventajas-grid{grid-template-columns:repeat(2,1fr)}
  .hero-grid{grid-template-columns:1fr;text-align:center}
  .hero p.lead{margin-left:auto;margin-right:auto}
  .hero-art{order:-1;min-height:300px}
  .contacto-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  .menu,.header-cta .phone-btn span{display:none}
  .burger{display:block}
  .header-cta .phone-btn{padding:11px}
  .mobile-open .menu{display:flex;position:absolute;top:74px;left:0;right:0;background:#fff;
    flex-direction:column;align-items:flex-start;padding:14px 22px;gap:6px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .mobile-open .menu .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;padding:4px 0 4px 14px;min-width:0}
  .section{padding:52px 0}
  .cards{grid-template-columns:1fr 1fr;gap:14px}
  .card{padding:20px 16px 54px;min-height:190px}
  .footer-grid{grid-template-columns:1fr}
  .cta-strip{flex-direction:column;align-items:flex-start}
}
@media(max-width:420px){
  .cards{grid-template-columns:1fr}
}